What items are included in the Medicare Savings Program resource limits? Countable resources include: Money in a checking or savings account Stocks Bonds Countable resources don’t include: Your home One car Burial plot Up to $1,500 for burial expenses if you have put that money aside Furniture Other household and personal items
Are you a Democrat – a Republican – or a Southerner ? ……….. ……. …….. ……… …….. …….. …….. …… Here is a little test that will help you decide. The answer can be found by posing the following question: You’re walking down a deserted street with your wife and two small children. Suddenly, a […]
He restoreth my soul: he leadeth me in the paths of righteousness for his name’s sake. Psalm 23
Are you approaching that magical age 65? Maybe you’ve seen the endless ads for Medicare benefits on TV or in print? Whether you are turning 65 soon or have already – your choices are plentiful! Joe Namath can frequently be seen reminding us Baby-Boomers that you “May qualify” for free gym memberships, free Over-the-Counter items […]
Are you on the skids with stress? Do you ever feel like you’re overwhelmed with problems coming at you from every direction? You can defeat these feelings of helplessness and avoid many stressors altogether! Start by building resilience. Building resilience is not a new fad. Try these 10 Steps to help you build resilience and […]
Keeping mentally fit isn’t that different from staying in good physical shape. In fact the two go hand in hand. Your mental health can be inextricably tied to your fitness level. In the end – it’s really just about lifestyle. If you exercise regularly, you’re already on the right track! Medical research experts suggest that […]
Some experts might say there are but four keys to fitness: Endurance, Strength, Balance, and Flexibility. Each requires different fitness behaviors, and concentrating on each one can improve your overall level of fitness and excitement about it. Endurance builds your energy and “staying power.” It results from exercise that makes you breathe hard, like aerobic […]
Don’t wait until you are on the skids with stress. Start beating it back before it arrives by building resilience. Building resilience is not a passing pop-psychology fad. The American Psychological Association has weighed in on the strategy and endorsed a 10-step approach. How many of these tips do you follow? Which ones would be […]
Recessions can take an emotional toll along with their financial impact. Keep an eye out for signs of depression, and don’t let symptoms mount before seeking treatment. Your employee assistance professional can help. Resist slipping into catastrophic thinking (“We’ll never climb out of this.”). Instead, deal with each day as it comes. Plan steps and […]
Imagine you and the Lord are walking down the road together. For much of the way, the Lord’s footprints go along steadily, consistently, rarely varying the pace. But your footprints are a disorganized stream of zigzags, starts, stops, turnarounds, circles, departures, and returns. For much of the way, it seems to go like this, but […]